MEXC ปลอดภัยไหม? รีวิวความปลอดภัยและการประเมินความน่าเชื่อถือ 2026

MEXC has maintained a clean security record since its founding in 2018 — notably, it has not suffered a major publicly known hack or significant security breach of user funds. This is a meaningful achievement in an industry where hacks have affected major platforms including Mt. Gox, Binance (2019, $40M), KuCoin (2020, $285M), Bitfinex (2016, $72M), and Bybit (2025).

However, absence of a known hack does not mean MEXC is impenetrable. MEXC is a relatively young exchange compared to veterans like Kraken (2011) or Coinbase (2012), and its security over a shorter operational period cannot be directly compared to exchanges that have operated through multiple market cycles without incident.

MEXC regularly publishes updates about its security infrastructure and has engaged external security auditors to assess its systems. The exchange participates in bug bounty programs that incentivize security researchers to responsibly disclose vulnerabilities.

MEXC uses a layered security architecture for protecting user funds. The majority of user deposits are held in cold storage — offline wallets not connected to the internet, which are immune to remote hacking attempts. Only a small percentage of funds are maintained in hot wallets for daily operations (withdrawals, market making). This is the industry-standard approach used by all major exchanges.

MEXC's security infrastructure includes: multi-signature technology requiring multiple keys to authorize large transactions, hardware security modules (HSMs) for cryptographic key protection, strict internal access controls limiting employee access to production systems, regular penetration testing by external security firms, and 24/7 security monitoring for anomalous activity.

The exchange also maintains a risk reserve fund. While not as large as Binance's SAFU fund ($1B+), MEXC maintains reserves intended to compensate users in the event of security incidents. The exact size of this reserve is not publicly disclosed.

MEXC provides robust account-level security tools that users should actively enable. Two-factor authentication (2FA) using Google Authenticator or SMS is the most important — enable this immediately after registration. Without 2FA, your account is significantly more vulnerable to unauthorized access even if your password is compromised.

Anti-phishing codes are a unique feature on MEXC — you set a custom code that appears in all legitimate MEXC emails, helping you identify phishing attempts that don't include this code. Withdrawal address whitelisting prevents withdrawals to any address not pre-approved, which is highly effective against account takeover attacks.

Additional security features include: login history and device management (review and remove unfamiliar sessions), login notification emails for new device logins, withdrawal confirmation emails, and account freezing via a separate "emergency contact" if you suspect a compromise. Using all these features provides defense-in-depth that significantly reduces risk.

MEXC operates from the Seychelles and does not currently hold major financial regulatory licenses from authorities like the FCA, SEC, or MAS. This unregulated status means there is no regulatory body providing user compensation schemes, mandatory segregation of client funds, or overseeing the exchange's financial practices.

For comparison, regulated exchanges like Coinbase (SEC, FCA), Kraken (FCA, FinCEN), and OKX (VARA, CySEC) provide users with legal recourse and regulatory protections that MEXC cannot match. This regulatory gap is a genuine risk factor — if MEXC faced insolvency, users would have fewer formal channels for fund recovery compared to regulated platforms.

MEXC is also actively restricted in the United States and some other high-scrutiny jurisdictions. Users in these regions attempting to access MEXC via VPN should be aware they violate the platform's terms of service, which can result in account suspension and potential fund seizure. Always use only from jurisdictions where MEXC explicitly permits access.

MEXC is a suitable platform for experienced cryptocurrency traders outside restricted jurisdictions who prioritize low fees, broad coin selection, and advanced trading features over regulatory protection. The platform's clean security record, active development, and competitive product suite make it a legitimate option in the mid-to-upper tier of global exchanges.

MEXC is less suitable for: US residents (restricted), users requiring regulatory protections or compensation schemes, beginners who may benefit more from the simpler interfaces and stronger support of Coinbase or Kraken, and traders who prioritize maximum regulatory certainty over product features.

As with all exchanges, fundamental security hygiene applies: enable all available security features, use a unique strong password, store significant long-term holdings in a hardware wallet rather than on the exchange, and only keep actively traded funds on MEXC. No exchange — regardless of reputation — should be used as a primary long-term custody solution for large crypto holdings.