2026'da Filipinler'de MEXC: Yasal Durum ve PHP Rehberi

The Philippines regulates crypto through Bangko Sentral ng Pilipinas (BSP) and the SEC. BSP licenses Virtual Asset Service Providers (VASPs), and the SEC oversees crypto securities. MEXC is not BSP-licensed but is accessible to Filipino users. The Philippines has a relatively progressive crypto stance, with remittance use cases particularly important.

The Philippines has embraced cryptocurrency more readily than many Southeast Asian nations, with BSP licensing crypto exchanges and allowing bank accounts to be used for crypto transactions. MEXC is accessible to Filipino users, though it operates without a BSP license. Filipino traders use MEXC primarily for access to a wider range of cryptocurrencies and lower trading fees than available on licensed domestic platforms.

GCash and Maya (formerly PayMaya) have become the dominant mobile wallets in the Philippines, and both are widely used by Filipino MEXC users for P2P trading. The widespread smartphone penetration and mobile payment adoption make the Philippines one of MEXC's more active P2P markets in Southeast Asia.

GCash is the most popular P2P payment method for Filipino MEXC users, reflecting its position as the leading mobile wallet with over 70 million registered users. To deposit via GCash P2P: filter by PHP and GCash in the P2P marketplace, select a verified seller, and transfer PHP via the GCash app. Transactions typically complete within 5-15 minutes.

Maya (formerly PayMaya) is a strong alternative with broader banking integration. Bank transfers through BPI, BDO, Metrobank, and UnionBank are also available for larger transactions. InstaPay (Philippine instant interbank transfer system) enables near-instant bank transfers between Philippine banks and is supported by many P2P sellers.

The Bureau of Internal Revenue (BIR) in the Philippines treats crypto gains as ordinary income subject to graduated income tax rates. Crypto-to-fiat and crypto-to-crypto transactions can both be taxable events. The BIR has issued guidance requiring crypto exchanges operating in the Philippines to register and withhold applicable taxes, but this primarily affects licensed domestic exchanges.

Filipino users trading on MEXC are responsible for self-reporting crypto income. Keep detailed records of all transactions for accurate tax reporting. The BIR has been increasing enforcement of crypto tax compliance, making proper record-keeping increasingly important.

The Philippines became globally known for its massive Play-to-Earn (P2E) gaming adoption during the Axie Infinity era. This created a large population of Filipinos comfortable with crypto wallets and transactions. Many P2E players use MEXC to convert game tokens to stablecoins or trade for other cryptocurrencies, making MEXC particularly popular among this demographic.

MEXC's early listing of gaming and metaverse tokens makes it a go-to platform for Filipino P2E enthusiasts looking to access new game tokens before they gain wider exchange listings.