MEXC P2P Trading: Buy & Sell Crypto with Local Payment Methods

MEXC P2P connects buyers and sellers of cryptocurrency directly, without MEXC acting as the liquidity counterparty. The process uses an escrow mechanism: when you initiate a buy, the seller's crypto is locked in MEXC's escrow. You send fiat payment to the seller through the agreed payment method (bank transfer, mobile wallet, etc.). After you confirm sending and the seller confirms receiving, MEXC releases the escrowed crypto to your account.

The escrow mechanism is the core safety feature. The seller cannot receive your fiat payment without releasing the crypto to you — and if they fail to release after confirmed payment, MEXC's dispute system intervenes. This bilateral protection distinguishes MEXC P2P from unescrow-based peer transactions.

P2P prices are set by individual sellers, meaning different offers show different prices for the same crypto. Sellers who offer better rates attract more buyers. Competition between sellers keeps prices near the market rate. Always compare multiple offers before trading.

MEXC indicates seller trustworthiness through a badge and rating system. Gold-badge merchants have passed MEXC's enhanced verification and have high volumes. Silver-badge merchants are verified standard users. Unverified sellers can also post offers but carry higher risk.

Key metrics to check before trading with any P2P seller: completion rate (percentage of initiated trades successfully completed — should be 95%+), number of completed trades (200+ indicates an experienced trader), response time (faster is better for your experience), and user reviews. Negative reviews citing disputes, slow responses, or unconfirmed payments are red flags.

During peak market times, many P2P sellers are simultaneously processing multiple trades. Choose sellers whose listed trade count is not at their maximum capacity to ensure faster response times. Premium sellers with large minimum trade sizes often provide faster service as they focus on larger, fewer transactions.

MEXC P2P supports over 100 local payment methods spanning bank transfers, mobile wallets, digital payment apps, and even cash. Major payment methods by region: Asia (UPI, IMPS, Paytm, GCash, GoPay, OVO, DANA, Alipay, WeChat Pay, Kakao Pay, PromptPay, MoMo), Latin America (PIX, Mercado Pago, SPEI, Daviplata, Nequi), Middle East (STC Pay, PayMob), Africa (M-Pesa, OPay), Europe (SEPA, Revolut, TWINT), Eurasia (Tinkoff, Sberbank, SBP, Papara).

The breadth of supported payment methods is one of MEXC P2P's most significant features. For users in countries without easy banking access to international platforms, local payment method support through P2P provides the only practical route to crypto access.

Note that not all payment methods are available in all regions. The available payment method filter in P2P only shows methods relevant to your currency and region.

Disputes arise when a buyer claims to have paid but the seller doesn't confirm, or vice versa. MEXC's dispute system allows either party to open a dispute on any trade by clicking the dispute button within the trading interface. Once a dispute is opened, MEXC's P2P support team reviews the evidence provided by both parties.

Evidence for disputes includes: bank transfer receipts, mobile wallet screenshots, chat logs within the MEXC P2P chat interface, and blockchain confirmations. MEXC recommends conducting all communication within the platform chat rather than external messaging apps, as only in-platform messages are reviewable as evidence.

Dispute resolution typically takes 24-72 hours. MEXC's decision is final — if you have clear evidence of payment, disputes almost always resolve in the payer's favor. The escrowed crypto is either released to the buyer (if payment is confirmed) or returned to the seller (if payment is not confirmed). Never send funds outside the escrow process or before the trade window is open.