How to Deposit on MEXC: Crypto & Fiat Methods 2026

Depositing cryptocurrency is the most straightforward and fee-efficient method of funding your MEXC account. From the main menu, click "Assets" then "Deposit". Search for the cryptocurrency you want to deposit (e.g., USDT, BTC, ETH). Select the correct network — this step is critical. Sending USDT on the wrong network (e.g., sending ERC20 to a TRC20 address) can result in permanent loss of funds.

MEXC supports dozens of networks for most major cryptocurrencies. For USDT, you can deposit via TRC20 (Tron — fastest and cheapest at ~$1 network fee), ERC20 (Ethereum — slower and more expensive), BEP20 (BSC — fast and cheap), SOL (Solana — fast and cheap), and several others. Always match the sending network on your wallet/exchange with the receiving network you've selected on MEXC.

After selecting the network, MEXC displays your unique deposit address and QR code. Copy the address carefully or scan the QR code with your sending wallet. MEXC requires a minimum deposit amount that varies by coin and network — check the platform for current minimums. Deposits are credited after the required blockchain confirmations.

MEXC facilitates credit and debit card purchases through third-party payment processors including Banxa, Transak, and MoonPay. These services are integrated directly into the MEXC interface — click "Buy Crypto" in the main navigation to access them.

To purchase with a card: select your fiat currency and cryptocurrency, enter the amount, choose your preferred payment provider, and click "Buy Now". You will be redirected to the provider's checkout page. First-time purchases require card verification and may require the payment provider's own KYC process. Purchased crypto is delivered to your MEXC account within minutes.

Credit/debit card purchases typically carry fees of 1.5%-3.5% depending on the provider, your region, and card type. This is significantly higher than crypto-to-crypto transfers but provides easy access for first-time buyers. Compare rates between providers as they vary, and some providers offer better rates for specific currencies or payment methods.

MEXC's P2P (peer-to-peer) marketplace allows you to buy cryptocurrency directly from other users using local payment methods including bank transfers, mobile money, and cash apps. This is often the most cost-effective method for fiat deposits in many countries, with fees as low as 0%.

To use P2P: navigate to "OTC Trading" or "P2P" in the main menu. Select "Buy" and your desired cryptocurrency (usually USDT). Filter by your preferred payment method and currency. Browse available offers showing the price, minimum/maximum transaction size, payment methods, and seller ratings. Select an offer that matches your needs and click "Buy".

The process involves a chat with the seller, making payment via the agreed method (bank transfer, etc.), and confirming payment in the MEXC interface. Once the seller confirms receipt, MEXC releases the crypto from escrow to your account. Only deal with verified sellers (gold/silver badge) with high completion rates and positive reviews.

Deposit confirmation times vary significantly by cryptocurrency and network. Bitcoin requires 1 confirmation (approximately 10-60 minutes). Ethereum requires 12 confirmations (about 2-4 minutes on ERC20). Tron (TRC20) requires 20 confirmations (under 1 minute for most transactions). Solana and BSC typically confirm in seconds to a couple of minutes.

Minimum deposit amounts are set to ensure the amount exceeds network fees and is worth processing. These minimums vary by coin and network — check MEXC's current deposit page for specific minimums before initiating a transfer. Sending below the minimum typically means the funds are not credited, and recovery may require a support ticket with potential fees.

If your deposit does not appear after the expected confirmation time, first check the transaction on a blockchain explorer using your transaction hash. Verify you used the correct network and address. If the blockchain shows the transaction as confirmed but MEXC has not credited it, submit a support ticket with the transaction hash, amount, and network used.