MEXC P2P Trading: Buy & Sell Crypto Directly (2026 Guide)

MEXC P2P (peer-to-peer) trading is a marketplace where you buy and sell cryptocurrency directly with other users — without MEXC acting as an intermediary for the fiat currency side. MEXC holds the crypto in escrow during the transaction, ensuring both parties are protected. P2P trading is one of the easiest ways to convert local currency to crypto and vice versa. Key benefits: Zero trading fees on P2P — MEXC does not charge buyers or sellers any commission; Support for 100+ payment methods including bank transfers, mobile payments (M-Pesa, GCash, Paytm), e-wallets, and local payment systems; Available in 150+ local currencies from around the world; Flexible pricing — sellers set their own rates, and buyers can shop for the best price; No minimum trade amounts on many listings; Escrow protection — MEXC holds the seller crypto until the buyer confirms payment. MEXC P2P supports USDT, USDC, BTC, ETH, and other major cryptocurrencies. Most P2P trades are for USDT, which you can then use to trade any of the 3,000+ coins on MEXC.

Step-by-step guide to buying crypto through MEXC P2P: (1) Create and verify your MEXC account — KYC verification is required for P2P trading to prevent fraud, (2) Navigate to Buy Crypto > P2P Trading from the top menu, (3) Select the cryptocurrency you want to buy (USDT is most common), (4) Choose your local currency from the dropdown (USD, EUR, INR, TRY, VND, THB, etc.), (5) Browse available offers — you will see listings from verified merchants showing their price per unit, available amount, minimum/maximum order size, and accepted payment methods, (6) Choose an offer that matches your preferred payment method and has good merchant ratings (look for 95%+ completion rate), (7) Enter the amount you want to buy in either crypto or fiat value, (8) Click "Buy" and the trade will open — the seller crypto is now locked in escrow, (9) Follow the payment instructions — transfer the exact amount to the seller via the specified payment method, (10) After making payment, click "Mark as Paid" or "I have paid" — the seller will then verify receipt and release the crypto to your MEXC wallet. The entire process typically takes 5-30 minutes depending on the payment method.

MEXC P2P supports an extensive range of payment methods and currencies to serve global users. Major payment methods by region: Global — bank transfer (SWIFT/wire), Wise, PayPal, Revolut; Asia — UPI, Paytm, PhonePe, GCash, GoPay, OVO, Dana, PromptPay, TrueMoney, M-Banking, ViettelPay, ZaloPay, MoMo; Turkey — Papara, IBAN transfer, Ziraat, Garanti, Halkbank; Middle East — Vodafone Cash, InstaPay, CIB, local bank transfer; Latin America — PIX (Brazil), Mercado Pago, Nequi; Africa — M-Pesa, bank transfer, mobile money; Europe — SEPA, Revolut, N26, Wise. Popular supported currencies include USD, EUR, GBP, TRY, INR, VND, IDR, THB, PHP, BRL, NGN, KES, EGP, AED, SAR, MYR, PKR, and many more. The availability of specific payment methods depends on your region and what merchants in your area offer. USDT is the most liquid P2P market with the most merchants and best prices.

Stay safe on MEXC P2P with these essential tips: (1) Only trade with verified merchants — look for the blue verified badge and high completion rates (95%+), (2) Never release crypto before receiving payment — always verify the funds have arrived in your bank account or payment method before clicking "Release," (3) Use the in-app chat only — never move communication to WhatsApp, Telegram, or other platforms, as MEXC cannot mediate disputes from external chats, (4) Check the payment name matches — make sure the sender name on the payment matches the verified name on the P2P order, (5) Beware of too-good prices — if a merchant offers a significantly better rate than others, it could be a scam, (6) Never share personal information beyond what is needed for the trade, (7) Keep screenshots — save proof of payment in case you need to file a dispute, (8) Use the escrow system — never send payment outside the P2P order flow, even if the merchant asks you to, (9) Start with smaller trades to build trust with a new merchant, (10) If anything feels wrong, do not complete the trade — use the "Appeal" button to involve MEXC customer support who will review the case.

Selling crypto through MEXC P2P is the reverse of buying. You can either respond to buy ads (quick sell) or create your own sell advertisement (merchant mode). To quick sell: (1) Go to P2P Trading and select the "Sell" tab, (2) Choose the crypto you want to sell and your preferred fiat currency, (3) Select a buyer from the listed offers — choose ones with high completion rates, (4) Enter the amount and click "Sell," (5) Your crypto is locked in escrow, (6) Wait for the buyer to send payment to your bank/payment account, (7) Once you confirm receipt of funds, click "Release" to send the crypto to the buyer. To become a P2P merchant and create your own ads: you need to apply for merchant status through MEXC, which typically requires a deposit and meeting certain trading volume requirements. Merchants can set their own buy/sell prices and earn the spread. Merchant mode is best for users who want to do high-volume P2P trading or earn income from the price spread. Always verify funds have actually arrived before releasing crypto — check your bank app directly, not just notification messages.